It is easy to assume that wealth and poverty are caused by the choices we make, but it’s even easier to underestimate the role of chance in life.
[We] should believe in the values and rewards of hard work. But also realize that not all success is due to hard work, and not all poverty is due to laziness. We should keep this in mind when judging people, including ourselves.
Via Collaborative Fund https://www.collaborativefund.com/blog/financial-advice-for-my-new-daughter/